Rebecca Bartley is mid-Michigan’s most experienced Rural Development Loan Officer. If you have not heard of this Loan Program before, don’t worry. Most people haven’t! It is, however, one of the few, truly great, government-backed Loan Programs left.

Here are a few benefits of the Michigan Rural Development Loan:

  • No down payment required
  • Low 30-year fixed interest rates
  • Seller can pay up to 6% of the purchase price for your closing costs
  • Low monthly mortgage insurance
  • Easy to qualify
  • We can even get you the money to make home repairs!

Don’t Miss Out on your Opportunity to Save Money
on your Monthly Payment While Funding is Still Available!


More information on Michigan Rural Development Rehab Loans:
Property Eligibility

Michigan Rural Development Property Eligibility

Rebecca Bartley is mid-Michigan’s most experienced Rural Development Loan Officer.

Maps load in a separate window, so if you have trouble, make sure your pop-up blocker is turned off. Areas eligible for Rural Development financing fall outside of the green line on the map. Use the zoom key at the top for a better view. If you can’t narrow your property by the map, you can follow this link for the Property Eligibility Search Tool.

Michigan’s Rural Development Income Limits

Check for updates on Michigan’s Rural Development Income Limits.

Current Income Limits

Ann Arbor MSA:
Washtenaw & Livingston Counties
1-4 Family
5-8 Family

1-4 Family
5-8 Family

Detroit MSA: Lapeer, Macomb, Oakland, St. Clair & Wayne Counties

1-4 Family

5-8 Family


1-4 Family

5-8 Family

Lansing-East Lansing MSA:
Clinton, Eaton, Ingham

1-4 Family

5-8 Family


1-4 Family

5-8 Family


1-4 Family

5-8 Family


1-4 Family

5-8 Family


All Others
1-4 Family

5-8 Family


Qualifications for Michigan Rural Development Loans

Check for information on the current interest rates for Rural Development loans.

Interest Rates for Rural Development Loans currently:
Interest Rates for Rural Development Loans last updated:
February 12, 2014

Please note that the APR for this interest rate offering is 5.89%. This is for a 30-year fixed loan and does not require buying points.

Michigan’s Rural Development Turn Times

Check this page whenever you need information on the current Turn Times for the delivering of Rural Development Funding Certificates.

Rural Development Guarantee
Turn Times currently: 3-6 Business Days

Last updated: February 12, 2014

Please note that this is the Turn Time for the Rural Development Guarantee ONLY and is not a reflection of the total time needed to close a purchase loan.

Funding Updates

Michigan’s Rural Development Funding Updates

Check for information on the availability of funding for Rural Development Loans.

Funding is Now Sustainable thru the foreseeable future!

Despite a lot of various rumors around, funding is readily available and should last through the 2020 fiscal year. If you have been told otherwise, it is likely because that particular lender does not offer Rural Development Loans for whatever reason.